General

This website (the “Site”) is owned and oper­ated by DREW GERALD INTL. d/b/a “drewgerald.com” (“DREW GERALD INTL.,” “we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accor­dance with these Terms of Service, our Privacy Policy and any addi­tional terms and condi­tions that may apply to specific sections of the Site or to prod­ucts and services avail­able through the Site or from DREW GERALD INTL.. Accessing the Site, in any manner, whether auto­mated or other­wise, consti­tutes use of the Site and your agree­ment to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new condi­tions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By contin­u­ing to use the Site after we post any such changes, you accept the Terms of Service, as modi­fied.

Intellectual Property Rights

Our Limited License to You

This Site and all the mate­ri­als avail­able on the Site are the prop­erty of us and/or our affil­i­ates or licen­sors, and are protected by copy­right, trade­mark, and other intel­lec­tual prop­erty laws. The Site is provided solely for your personal noncom­mer­cial use. You may not use the Site or the mate­ri­als avail­able on the Site in a manner that consti­tutes an infringe­ment of our rights or that has not been autho­rized by us. More specif­i­cally, unless explic­itly autho­rized in these Terms of Service or by the owner of the mate­ri­als, you may not modify, copy, repro­duce, repub­lish, upload, post, trans­mit, trans­late, sell, create deriv­a­tive works, exploit, or distrib­ute in any manner or medium (includ­ing by email or other elec­tronic means) any mate­r­ial from the Site. You may, however, from time to time, down­load and/or print one copy of indi­vid­ual pages of the Site for your personal, non‐commercial use, provided that you keep intact all copy­right and other propri­etary notices.

Your License to Us

By post­ing or submit­ting any mate­r­ial (includ­ing, with­out limi­ta­tion, comments, blog entries, Facebook post­ings, photos and videos) to us via the Site, inter­net groups, social media venues, or to any of our staff via email, text or other­wise; or by purchas­ing or attend­ing or partic­i­pat­ing in any events or video broad­casts or record­ings in person or over the inter­net, you are repre­sent­ing: (i) that you are the owner of the mate­r­ial, or are making your post­ing or submis­sion with the express consent of the owner of the mate­r­ial; and (ii) that you are thir­teen years of age or older. In addi­tion, when you submit, email, text or deliver or post any mate­r­ial, you are grant­ing us, and anyone autho­rized by us, a royalty‐free, perpet­ual, irrev­o­ca­ble, non‐exclusive, unre­stricted, world­wide license to use, copy, modify, trans­mit, sell, exploit, create deriv­a­tive works from, distrib­ute, and/or publicly perform or display such mate­r­ial, in whole or in part, in any manner or medium, now known or here­after devel­oped, for any purpose. The fore­go­ing grant shall include the right to exploit any propri­etary rights in such post­ing or submis­sion, includ­ing, but not limited to, rights under copy­right, trade­mark, service mark or patent laws under any rele­vant juris­dic­tion. Also, in connec­tion with the exer­cise of such rights, you grant us, and anyone autho­rized by us, the right to iden­tify you as the author of any of your post­ings or submis­sions by name, email address or screen name, as we deem appro­pri­ate.

You acknowl­edge and agree that any contri­bu­tions orig­i­nally created by you for us shall be deemed a “work made for hire” when the work performed is within the scope of the defi­n­i­tion of a work made for hire in Section 101 of the United States Copyright Law, as amended. As such, the copy­rights in those works shall belong to DREW GERALD INTL. from their creation. Thus, DREW GERALD INTL. shall be deemed the author and exclu­sive owner thereof and shall have the right to exploit any or all of the results and proceeds in any and all media, now known or here­after devised, through­out the universe, in perpe­tu­ity, in all languages, as DREW GERALD INTL. deter­mines. In the event that any of the results and proceeds of your submis­sions here­un­der are not deemed a “work made for hire” under Section 101 of the Copyright Act, as amended, you hereby, with­out addi­tional compen­sa­tion, irrev­o­ca­bly assign, convey and trans­fer to DREW GERALD INTL. all propri­etary rights, includ­ing with­out limi­ta­tion, all copy­rights and trade­marks through­out the universe, in perpe­tu­ity in every medium, whether now known or here­after devised, to such mate­r­ial and any and all right, title and inter­est in and to all such propri­etary rights in every medium, whether now known or here­after devised, through­out the universe, in perpe­tu­ity. Any posted mate­r­ial which are repro­duc­tions of prior works by you shall be co‐owned by us.

You acknowl­edge that DREW GERALD INTL. has the right but not the oblig­a­tion to use and display any post­ings or contri­bu­tions of any kind and that DREW GERALD INTL. may elect to cease the use and display of any such mate­ri­als (or any portion thereof), at any time for any reason what­so­ever.
Limitations on Linking and Framing. You may estab­lish a hyper­text link to the Site so long as the link does not state or imply any spon­sor­ship of your site by us or by the Site. However, you may not, with­out our prior writ­ten permis­sion, frame or inline link any of the content of the Site, or incor­po­rate into another website or other service any of our mate­r­ial, content or intel­lec­tual prop­erty.
Disclaimers

Throughout the Site, we may provide links and point­ers to Internet sites main­tained by third parties. Our link­ing to such third‐party sites does not imply an endorse­ment or spon­sor­ship of such sites, or the infor­ma­tion, prod­ucts or services offered on or through the sites. In addi­tion, neither we nor affil­i­ates oper­ate or control in any respect any infor­ma­tion, prod­ucts or services that third parties may provide on or through the Site or on websites linked to by us on the Site.

If applic­a­ble, any opin­ions, advice, state­ments, services, offers, or other infor­ma­tion or content expressed or made avail­able by third parties, includ­ing infor­ma­tion providers, are those of the respec­tive authors or distrib­u­tors, and not DREW GERALD INTL.. Neither DREW GERALD INTL. nor any third‐party provider of infor­ma­tion guar­an­tees the accu­racy, complete­ness, or useful­ness of any content. Furthermore, DREW GERALD INTL. neither endorses nor is respon­si­ble for the accu­racy and reli­a­bil­ity of any opin­ion, advice, or state­ment made on any of the Sites by anyone other than an autho­rized DREW GERALD INTL. repre­sen­ta­tive while acting in his/her offi­cial capac­ity.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY DREW GERALD INTL. AND ANY THIRD‐PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR‐FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD‐PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

You agree at all times to defend, indem­nify and hold harm­less DREW GERALD INTL. its affil­i­ates, their succes­sors, trans­fer­ees, assignees and licensees and their respec­tive parent and subsidiary compa­nies, agents, asso­ciates, offi­cers, direc­tors, share­hold­ers and employ­ees of each from and against any and all claims, causes of action, damages, liabil­i­ties, costs and expenses, includ­ing legal fees and expenses, aris­ing out of or related to your breach of any oblig­a­tion, warranty, repre­sen­ta­tion or covenant set forth herein.

Online Commerce

Certain sections of the Site may allow you to purchase many differ­ent types of prod­ucts and services online that are provided by third parties. We are not respon­si­ble for the qual­ity, accu­racy, time­li­ness, reli­a­bil­ity or any other aspect of these prod­ucts and services. If you make a purchase from a merchant on the Site or on a site linked to by the Site, the infor­ma­tion obtained during your visit to that merchant’s online store or site, and the infor­ma­tion that you give as part of the trans­ac­tion, such as your credit card number and contact infor­ma­tion, may be collected by both the merchant and us. A merchant may have privacy and data collec­tion prac­tices that are differ­ent from ours. We have no respon­si­bil­ity or liabil­ity for these inde­pen­dent poli­cies. In addi­tion, when you purchase prod­ucts or services on or through the Site, you may be subject to addi­tional terms and condi­tions that specif­i­cally apply to your purchase or use of such prod­ucts or services. For more infor­ma­tion regard­ing a merchant, its online store, its privacy poli­cies, and/or any addi­tional terms and condi­tions that may apply, visit that merchant’s website and click on its infor­ma­tion links or contact the merchant directly. You release us and our affil­i­ates from any damages that you incur, and agree not to assert any claims against us or them, aris­ing from your purchase or use of any prod­ucts or services made avail­able by third parties through the Site.

Your partic­i­pa­tion, corre­spon­dence or busi­ness deal­ings with any third party found on or through our Site, regard­ing payment and deliv­ery of specific goods and services, and any other terms, condi­tions, repre­sen­ta­tions or warranties asso­ci­ated with such deal­ings, are solely between you and such third party. You agree that DREW GERALD INTL. shall not be respon­si­ble or liable for any loss, damage, or other matters of any sort incurred as the result of such deal­ings.

You agree to be finan­cially respon­si­ble for all purchases made by you or some­one acting on your behalf through the Site. You agree to use the Site and to purchase services or prod­ucts through the Site for legit­i­mate, non‐commercial purposes only. You also agree not to make any purchases for spec­u­la­tive, false or fraud­u­lent purposes or for the purpose of antic­i­pat­ing demand for a partic­u­lar prod­uct or service. You agree to only purchase goods or services for your­self or for another person for whom you are legally permit­ted to do so. When making a purchase for a third party that requires you to submit the third party’s personal infor­ma­tion to us or a merchant, you repre­sent that you have obtained the express consent of such third party to provide such third party’s personal infor­ma­tion.

Your purchase is for personal use only. Sharing of purchases is not permit­ted and will be consid­ered unau­tho­rized, an infring­ing use of our copy­righted mate­r­ial, and may subject viola­tors to liabil­ity.
If payment for a course is declined, our system will auto­mat­i­cally disable access to our premium mate­ri­als. (We under­stand. This usually happens because a credit card expires.) We want to help restore your access, so we’ll make every attempt to contact you to help resolve this issue. Once the billing issue is resolved, we’ll restore access.

Interactive Features

This Site may include a vari­ety of features, such as bulletin boards, web logs, chat rooms, and email services, which allow feed­back to us and real‐time inter­ac­tion between users, and other features which allow users to commu­ni­cate with others. Responsibility for what is posted on bulletin boards, web logs, chat rooms, and other public post­ing areas on the Site, or sent via any email services on the Site, lies with each user – you alone are respon­si­ble for the mate­r­ial you post or send. We do not control the messages, infor­ma­tion or files that you or others may provide through the Site. It is a condi­tion of your use of the Site that you do not:

● Restrict or inhibit any other user from using and enjoy­ing the Site.
● Use the Site to imper­son­ate any person or entity, or falsely state or other­wise misrep­re­sent your affil­i­a­tion with a person or entity.
● Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any require­ments, proce­dures, poli­cies or regu­la­tions of the networks we use to provide the Site.
● Use the Site to insti­gate or encour­age others to commit ille­gal activ­i­ties or cause injury or prop­erty damage to any person.
● Gain unau­tho­rized access to the Site, or any account, computer system, or network connected to this Site, by means such as hack­ing, pass­word mining or other illicit means.
● Obtain or attempt to obtain any mate­ri­als or infor­ma­tion through any means not inten­tion­ally made avail­able through this Site.
● Use the Site to post or trans­mit any unlaw­ful, threat­en­ing, abusive, libelous, defam­a­tory, obscene, vulgar, porno­graphic, profane or inde­cent infor­ma­tion of any kind, includ­ing with­out limi­ta­tion any trans­mis­sions consti­tut­ing or encour­ag­ing conduct that would consti­tute a crim­i­nal offense, give rise to civil liabil­ity or other­wise violate any local, state, national or inter­na­tional law.
● Use the Site to post or trans­mit any infor­ma­tion, soft­ware or other mate­r­ial that violates or infringes upon the rights of others, includ­ing mate­r­ial that is an inva­sion of privacy or public­ity rights or that is protected by copy­right, trade­mark or other propri­etary right, or deriv­a­tive works with respect thereto, with­out first obtain­ing permis­sion from the owner or rights holder.
● Use the Site to post or trans­mit any infor­ma­tion, soft­ware or other mate­r­ial that contains a virus or other harm­ful compo­nent.
● Use the Site to post, trans­mit or in any way exploit any infor­ma­tion, soft­ware or other mate­r­ial for commer­cial purposes, or that contains adver­tis­ing.
● Use the Site to adver­tise or solicit to anyone to buy or sell prod­ucts or services, or to make dona­tions of any kind, with­out our express writ­ten approval.
● Gather for market­ing purposes any email addresses or other personal infor­ma­tion that has been posted by other users of the Site.

DREW GERALD INTL. may host message boards, chats and other public forums on its Sites. Any user fail­ing to comply with the terms and condi­tions of this Agreement may be expelled from and refused contin­ued access to, the message boards, chats or other public forums in the future. DREW GERALD INTL. or its desig­nated agents may remove or alter any user‐created content at any time for any reason. Message boards, chats and other public forums are intended to serve as discus­sion centers for users and subscribers.

Information and content posted within these public forums may be provided by DREW GERALD INTL. staff, DREW GERALD INTL.’s outside contrib­u­tors, or by users not connected with DREW GERALD INTL., some of whom may employ anony­mous user names. DREW GERALD INTL. expressly disclaims all respon­si­bil­ity and endorse­ment and makes no repre­sen­ta­tion as to the valid­ity of any opin­ion, advice, infor­ma­tion or state­ment made or displayed in these forums by third parties, nor are we respon­si­ble for any errors or omis­sions in such post­ings, or for hyper­links embed­ded in any messages. Under no circum­stances will we, our affil­i­ates, suppli­ers or agents be liable for any loss or damage caused by your reliance on infor­ma­tion obtained through these forums. The opin­ions expressed in these forums are solely the opin­ions of the partic­i­pants, and do not reflect the opin­ions of DREW GERALD INTL. or any of its subsidiaries or affil­i­ates.

DREW GERALD INTL. has no oblig­a­tion what­so­ever to moni­tor any of the content or post­ings on the message boards, chat rooms or other public forums on the Sites. However, you acknowl­edge and agree that we have the absolute right to moni­tor the same at our sole discre­tion. In addi­tion, we reserve the right to alter, edit, refuse to post or remove any post­ings or content, in whole or in part, for any reason and to disclose such mate­ri­als and the circum­stances surround­ing their trans­mis­sion to any third party in order to satisfy any applic­a­ble law, regu­la­tion, legal process or govern­men­tal request and to protect ourselves, our clients, spon­sors, users and visi­tors.

We occa­sion­ally include access to an online commu­nity as part of our programs. We want every single member to add value to the group. Our goal is to make your commu­nity the most valu­able commu­nity you’re a member of. Therefore, we reserve the right to remove anyone at any time. We rarely do this, but we want to let you know how seri­ously we take our commu­ni­ties.

Registration

To access certain features of the Site, we may ask you to provide certain demo­graphic infor­ma­tion includ­ing your gender, year of birth, zip code and coun­try. In addi­tion, if you elect to sign‐up for a partic­u­lar feature of the Site, such as chat rooms, web logs, or bulletin boards, you may also be asked to regis­ter with us on the form provided and such regis­tra­tion may require you to provide person­ally iden­ti­fi­able infor­ma­tion such as your name and email address. You agree to provide true, accu­rate, current and complete infor­ma­tion about your­self as prompted by the Site’s regis­tra­tion form. If we have reason­able grounds to suspect that such infor­ma­tion is untrue, inac­cu­rate, or incom­plete, we have the right to suspend or termi­nate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any person­ally iden­ti­fi­able infor­ma­tion you provide to us as part of the regis­tra­tion process is governed by the terms of our Privacy Policy.

Passwords

To use certain features of the Site, you will need a user­name and pass­word, which you will receive through the Site’s regis­tra­tion process. You are respon­si­ble for main­tain­ing the confi­den­tial­ity of the pass­word and account, and are respon­si­ble for all activ­i­ties (whether by you or by others) that occur under your pass­word or account. You agree to notify us imme­di­ately of any unau­tho­rized use of your pass­word or account or any other breach of secu­rity, and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage aris­ing from your fail­ure to protect your pass­word or account infor­ma­tion.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OUR MESSAGING, BLOGS, COMMENTS OF OTHERS, BOOKS, EMAILS, PRODUCTS, OR SERVICES, OR THIRD‐PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE OR BY US IN ANY WAY, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/OR MATERIALS DREW GERALD INTL. IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR.

WE EXIST FOR EDUCATIONAL PURPOSES ONLY, AND THE MATERIALS AND INFORMATION CONTAINED HEREIN AND IN OUR PRODUCTS AND SERVICES ARE FOR GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE INFORMATION PROVIDED BY US IS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE, AS AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT, RECOMMENDATION OR SPONSORSHIP OF ANY DREW GERALD INTL., SECURITY, OR FUND. OUR INFORMATION SHOULD NOT BE RELIED UPON FOR PURPOSES OF TRANSACTING IN SECURITIES OR OTHER INVESTMENTS.

WE DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL PROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED BY US. THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND DREW GERALD INTL. MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE.

YOU acknowl­edge and agrees that no repre­sen­ta­tion has been made by DREW GERALD INTL. OR ITS AFFILIATES and relied upon as to the future income, expenses, sales volume or poten­tial prof­itabil­ity that may be derived from the partic­i­pa­tion in THIS PROGRAM.

Termination

We may cancel or termi­nate your right to use the Site or any part of the Site at any time with­out notice. In the event of cancel­la­tion or termi­na­tion, you are no longer autho­rized to access the part of the Site affected by such cancel­la­tion or termi­na­tion. The restric­tions imposed on you with respect to mate­r­ial down­loaded from the Site, and the disclaimers and limi­ta­tions of liabil­i­ties set forth in these Terms of Service, shall survive.
Refund Policy

Your purchase of a prod­uct or service or ticket to an event may or may not provide for any refund. Each specific prod­uct, service, event or course will spec­ify its own refund policy.

Other

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copy­right owners who believe that mate­r­ial appear­ing on the Internet infringes their rights under the U.S. copy­right law. If you believe in good faith that mate­ri­als hosted by DREW GERALD INTL. infringe your copy­right, you, or your agent may send to DREW GERALD INTL. a notice request­ing that the mate­r­ial be removed or access to it be blocked. Any noti­fi­ca­tion by a copy­right owner or a person autho­rized to act on its behalf that fails to comply with require­ments of the DMCA shall not be consid­ered suffi­cient notice and shall not be deemed to confer upon DREW GERALD INTL. actual knowl­edge of facts or circum­stances from which infring­ing mate­r­ial or acts are evident. If you believe in good faith that a notice of copy­right infringe­ment has been wrongly filed against you, the DMCA permits you to send to DREW GERALD INTL. a counter‐notice. All notices and counter notices must meet the then current statu­tory require­ments imposed by the DMCA; see http://www.loc.gov/copyright for details. DREW GERALD INTL.’s Copyright Agent for notice of claims of copy­right infringe­ment or counter notices can be reached as follows: support@drewgerald.com
This Agreement shall be bind­ing upon and inure to the bene­fit of DREW GERALD INTL. and our respec­tive assigns, succes­sors, heirs, and legal repre­sen­ta­tives. Neither this Agreement nor any rights here­un­der may be assigned with­out the prior writ­ten consent of DREW GERALD INTL.. Notwithstanding the fore­go­ing, all rights and oblig­a­tions under this Agreement may be freely assigned by DREW GERALD INTL. to any affil­i­ated entity or any of its wholly owned subsidiaries.

These Terms of Use shall be governed by and construed in accor­dance with the laws of the State of NEW YORK and any dispute shall be subject to bind­ing arbi­tra­tion in NEW YORK. If any provi­sion of this agree­ment shall be unlaw­ful, void or for any reason unen­force­able, then that provi­sion shall be deemed sever­able from this agree­ment and shall not affect the valid­ity and enforce­abil­ity of any remain­ing provi­sions.

Disclaimer

Although it is highly unlikely, This policy may be changed at any time at our discre­tion. If we should update this policy, we will post the updates to this page on our Website.